As a result of the COVID-19 pandemic, many businesses are having to change and adapt their ways of working. Many have now moved to home working and reducing office based staff.
However, for a high number of businesses such as many of those in the leisure sector, this isn’t possible and following the Government advice they have temporarily closed their doors leaving the premises unoccupied.
Unoccupied property during Coronavirus whether temporarily closed or permanently unoccupied, can be at greater risk from the likes of arson, antisocial behaviour such as vandalism or squatters, theft, and escape of water.
We want to make you aware of unoccupancy clauses on policies both for properties and contract sites, as well as provide you with advice on how to manage your unoccupied property.
Within this document we provide guidance on protecting your business premises during the COVID-19 pandemic. We have collated information from a range of insurers and trusted sources that we hope will help to bring you some clarity during this time. Of course if you have any more specific questions do not hesitate to give us a call.