Using your winter downtime to tackle some do it yourself (DIY) projects around the house or flat? Follow these five tips:
- Start your project early in the day so you have time to fix it in case something goes wrong.
- Don’t do anything that you’re not confident about. If you have any doubt that you’re doing it wrong, do more research first.
- Stay safe. Leave electrical and gas work to professionals.
- If you’re using a new tool, practise on a piece of scrap material before using it on your project.
- Dress appropriately. Wear proper safety gear and clothes that you don’t mind getting dirty.
Certain home improvements can add value to your property, so make sure that you inform your insurer of any renovations you make, and make sure that your sum insured amount is still accurate.
Some home improvements can affect the cost of your insurance cover. The following improvements may increase the amount of your premiums:
- Upgrading carpets or flooring
- Rewiring electrics or installing additional lights
- Converting a loft
- Renovating a room or kitchen
The following improvements may reduce the amount of your premiums:
- Installing new or upgraded smoke alarms
- Upgrading security features on doors
- Removing tall trees from the garden
- Installing security lighting